The short- to medium-term lender has set up a lending structure in co-operation with Germany’s MHB-Bank.
Fiduciam will grant loans in Germany ranging from €500,000–€25m (approximately £428,000–£21m), with interest rates starting at just 0.6% per month and terms of up to three years.
Johan Groothaert, CEO at Fiduciam, claimed: “Germany is facing substantial housing shortages, with population growth picking up after two decades of stagnation.
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“This is driving an active real estate market with strengthening prices.
“At the same time, the German economy is characterised by a very dynamic SME sector, which continues to go from strength to strength…”
Johan added that it was “the perfect time to enter the German market”.
This news follows Fiduciam’s office expansion into Utrecht, Netherlands , last year.
Robin Felgenhauer, BDM for Germany at Fiduciam, claimed that the savings banks which had traditionally financed German entrepreneurs had “been in retreat”.
“In particular, there is clearly a shortage of supply for loans under €10m [approximately £9m], which is Fiduciam’s sweet spot.”
“We have been impressed by the strong demand of applications we have received already,” said Henrik Takkenberg, co-founder of Fiduciam who is spearheading the German project (pictured above).
“We believe Germany will represent an important part of the Fiduciam loan book as our company continues to develop.”