Jo Breeden

West One's BTL product range now available through Crystal Specialist Finance




West One Loans’ limited distribution BTL product range is now available through Crystal Specialist Finance (CSF).

In addition to standard BTL applications, the exclusive offering covers small licensed HMOs up to a maximum of six units, multi-unit freehold blocks, holiday lets and properties owned by expats.

Highlights from the product range includes rates from 3.39%, up to 80% LTV, loans from £50,000–£2m, first-time landlords, including HMOs and reduced legal fees for qualifying remortgages up to £750,000.

There is also no additional interest rate loading for limited company applications or credit scoring, with underwriting based on credit assessment.

“West One’s limited BTL range not only addresses lending requests which are becoming more prevalent, but they have streamlined the entire application process to deliver very quick completions, especially for remortgages where speed is essential,” said Jo Breeden, managing director at CSF (pictured above).

Marie Grundy, sales director at West One Loans, added: “Our proposition is designed to provide even greater options for landlords in a constantly evolving market supported by streamlined processing, bespoke technology and a commitment to delivering service excellence.”

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