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Grrrrrr!!! We’d better get this out of the way to start with; last week’s blog was a sad story about an individual’s case. Both my client and I have suffered at the hands of poor lender administration, broken promises, and downright useless legal terms instructed by the lender. In regards to this case, all I will add this week is that the lady is still awaiting completion; the completion that the lender guaranteed implicitly would take place on 11th February.

  From the outset of this “sale and rent back case” the full, exact, truthful, story was supplied to the lender. Every time we get a further request for information AND SUPPLY IT, the solicitors invent something new. To say I'm lost for words with this case is an understatement; I just don't know what to do next as “sale and rent back” was the last resort. I suppose I could always look for an alternative sale and rent back provider, I believe there's only three in total.   On to better news...   the amount of enquiries this last week or so is really picking up, I am having all on keeping up with things, not that I'm complaining mind. The highest percentage of the enquiries though is for investment purchases, and unfortunately the current preferred appetite of the major lenders is trading businesses. But we do seem to be able to get these cases placed; it's just a little more research and having a full complement of lenders.   On the point of having all available lenders, my list is pretty comprehensive, including clearing banks, high street banks, smaller local lenders, specialist lenders, even private wealth lenders, but even after years of being in the business I still get the surprise of being fed new lenders that I've never heard of. This week I became aware of three new lenders, fed to me by another lender, how they'll turn out I don't know but I'll be keeping this blog updated with any lenders that I meet that do more than talk the talk.   As I write this another busy week awaits. Its Saturday tea time, just another normal Saturday for me as my team have just lost, again. After controlling my relentless sobbing (whoever said football is just a game must have been a woman) our lass will be donning her pinny shortly to serve up my Saturday tea time special – half a dozen banana sarnie’s (devoured slowly), accompanied by a pint of Yorkshire best tea…mmm lovely jubbly.   On to the football...   I’m watching Cardiff play Ipswich on the box, no snoods and gloves on view there!! I’ve muted the TV while I listen to our local radios after match show, the aptly named praise and grumble. Not many praises this week, with three losses, two draws, and just one win from our local six teams, there's some miserable bloke's out there just now.   Oops! Back to the blog and the point about my busy week, my week is jam packed with client meetings, as well as meetings with the odd lender. Even Bridgebank Capital are popping up to sample the wares in my local hostelry, and to discuss their current offers. Bridgebank Capital are a lender I've had previously bad experiences with but now they seem to have got their act together and are marketing, so let's hope things are picking up for them.   On Thursday I have a breakfast meeting with Lloyd’s commercial along with a dozen or so other brokers. We'll be discussing their current appetite, and what they are looking for, as for the brokers we will be telling them what we want them to offer.   So I'm really looking forward to the week ahead. The first case on Monday is another investment property purchase, a 14-bed HMO (Home of Multiple Occupancy) with a purchase price of £600,000 and a £200,000 deposit to put down, let's see who wants this one. It'll be a relaxing day on the Trans-Pennine Express for me, is there a more beautiful train journey than the one between Sheffield and Manchester? I’ll be experiencing the Peak district in all its glory. Everything is set for an exciting week, and I cannot wait for it to begin.