76pc of SMEs forced to write off unpaid debts

76% of SMEs forced to write off unpaid debts




Over three-quarters (76%) of small- and medium-sized businesses have been forced to write off unpaid debts, according to research by Amicus Commercial Finance.

The study, which was conducted among 500 small business owners, found that the average amount written off was £11,708.

The total amount written off every day was found to be £134m.

Almost a fifth (18%) of SMEs lost contracts due to cash flow problems, a further 8% used invoice finance to solve this issue, while 19% plan to use it in the future.


John Wilde, managing director of Amicus Commercial Finance, said: “Our research shows that not only is there a reliance by many UK SMEs on clients’ invoices being paid within the debtor day period, but that despite this, significant amounts of debt are being written off due to non-payment.

“Given this, it’s understandable that business owners are increasingly turning to invoice finance as a way of converting unpaid debts into instant working capital.

“We have taken a fresh, tech-driven approach that builds on some of the lessons learned in the fast-growing alternative finance sector.

“Here at Amicus Commercial Finance, we combine deep sector experience with a high-touch personal service and cutting-edge technology to make the process as straightforward and efficient as possible.”

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