Peer to peer

Landbay receives approval for Innovative Finance Isa




Peer-to-peer (P2P) lending platform Landbay has announced plans to launch an Innovative Finance Isa (IFIsa) after securing Isa manager status from HM Revenue & Customs.

Landbay becomes the latest in a string of P2P lenders planning to launch an IFIsa product, with Folk2Folk and LandlordInvest also receiving the relevant permissions within the past five weeks.


The news comes less than a month after the firm received full authorisation for P2P lending from the Financial Conduct Authority. 

John Goodall, CEO at Landbay, said: “With all the relevant regulatory pieces in place, we are one step closer to offering our investors the opportunity to lend on prime residential property in a tax-efficient manner.

“Our operations and technology teams are now focused on delivery of our property-backed Isa, which we will launch next month.

“This is a fantastic opportunity for current and future investors, both this tax year and beyond, with the Isa allowance rising to £20,000 in April and further in line with inflation in years to come.”

Landbay hopes to launch the new IFIsa before the end of the 2016/17 tax year.

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