The study by the P2P lending platform also found that 49% of investors planned to invest the same amount as previously.
Almost half of investors surveyed (47%) had been investing for less than two years.
Over a quarter (26%) revealed that their primary reason for investing was to supplement their savings.
Other factors included planning for retirement (24%) and to supplement income (21%).
Two-fifths of respondents invested between £1,000-10,000 a year with 48% committing funds on a monthly basis rather than in a lump sum.
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When choosing how to invest, the most popular criterion was rate of return (83%), followed by risk involved (68%) and company reputation (60%).
Narinder Khattoare, CEO at Kuflink (pictured above), said: “Thousands of people across the UK are waking up to the fact that they don’t have to leave their money to stagnate in a savings account, earning rates well below inflation and actually losing value.
“Gone are the days when you needed to be a finance expert to earn decent returns on your money – now all you need is a computer, a few spare minutes to sign up and £100 first-time minimum investment.”
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