Peter Beaumont

The Mortgage Lender changes BTL criteria and rates




The Mortgage Lender has capped its maximum LTV on BTL at 75% and increased rates across its BTL range by 0.3%.

Rates now start at 3.39% for a 70% LTV individual and limited company applications on a two-year fix.

HMO and MUB application rates start at 3.64% for a two-year fix at 70% LTV.

The five-year fixed rates for the same LTV are 3.65% for individual and limited company applications and 3.75% for HMO/MUB applications.


Peter Beaumont, deputy chief executive at The Mortgage Lender (pictured above), said: “The changes to our buy-to-let products are in response to current market conditions.

“We have made significant progress towards implementing remote valuations and intend, in the next few weeks, to have an end-to-end remote app to offer to completion process in place that will provide our broker partners and their clients with a way of keeping things moving while the government’s social distancing requirements, affecting property valuations, remain in place.”

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