The specialist lender’s BTL range is available for both purchase and remortgage, and features the following reduced rates:

• 3.14% for two-year fixed rate BTL and limited company BTL mortgages 
• 3.44% for two-year fixed rate HMO and limited company HMO mortgages 
• 3.49% for five-year fixed rate BTL and limited company BTL mortgages
• 3.74% for five-year fixed rate HMO and limited company HMO mortgages

In addition, the specialist lender is launching a new range of Help to Buy remortgage products.

The offering is available to those with less than perfect credit profiles, and includes features such as no product fee, and a valuation fee refund.

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The rates for the new Help to Buy remortgage range are:

• 4.24% for two-year fixed rate
• 4.34% for five-year fixed rate 

Adrian Moloney, group sales director at OneSavings Bank, said: “It’s vital that we support the market in these challenging times, and we believe these rate reductions across our range of BTL mortgages will help brokers in placing more of their customers’ cases.

“As one of the first specialist lenders to enter the Help to Buy market, we remain as committed to the scheme as we always have been, and our new Help to Buy remortgage products will help more first-time buyers meet their aspirations of becoming established homeowners.”

Doug Hall, director at 3mc, commented: “It’s fantastic to see this new range from Precise Mortgages, which is a real show of intent to help us support the broker community and customers alike, combined with their consistent and speedy servicing of cases throughout this year, which is excellent in the current market."