David Garbett

FBSE Finance completes bridging loan in two weeks




FBSE Finance has provided a £127,000 bridging loan so that the borrower could repay an existing facility that was in default and originally taken out for business purposes.

The company was approached by Tapton Capital after the client was let down on the day of completion by another lender.

For this deal, FBSE had to organise a new valuation, due to the previous loan provider not allowing a retype.

In addition, FBSE had to get consent from three other lenders for the main security (a second-charge) and comfort security (a third-charge).

The deal was completed in two weeks from instruction.

The £127,000 bridging loan was secured at 62% LTV, on a six-month loan term.


Matthew Archer, director at Tapton Capital, said: “Thank you to my now not so secret weapon, David Garbett (pictured above) and the team at FBSE. 

“A deal died on the day of completion, and [David was] able to resurrect the funding for the client within two weeks."

David commented: “At FBSE Finance, we pride ourselves in our straightforward, common sense approach, and the certainty of funding.

"When a client is let down by another lender at the last minute it is always incredibly difficult.

"At FBSE, we hope to be the reliable lender that can step up to support those in their time of need.” 

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