Raphael has over seven years of underwriting experience in specialist lending and joins the bridging lender from Masthaven Bank, where he was an underwriting manager.

MT Finance introduced its regulated bridging product offering last week, which is currently available to a select panel of brokers.

Commenting on his appointment, Raphael said: “MT Finance is an established and well-respected lender in the industry, with an unrivalled reputation for continuously delivering excellent service with their unregulated product offering.

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“To be able to join the team at MT and be given the opportunity to lead the development and growth of our new regulated bridging department was one I could not pass up.

“I fundamentally believe that when it comes to specialist lending, specifically bridging, the quality of service offered and speed of the transaction are the two most important elements.

“These beliefs align with the history and culture at MT Finance and will be translated into our new regulated bridging finance offering.”

Gareth Lewis, commercial director at MT Finance, added: “When starting our journey into the regulated market, we felt it was important to find a person not only with the right experience, but also with the right mindset to help the DNA of MT Finance flow through into this new offering.

“We have found that person in Raphael and look forward to his influence in driving the success of our proposition.”