Phil Quinn

Together offers bridging finance through Legal & General's digital platform




Together’s bridging products have now been added to Legal & General’s digital criteria service.

The lender has verified the criteria for its products through SmartrCriteria, which is available to more than 8,000 members of Legal & General’s digital tool.

Together’s regulated and unregulated short-term loans are now included on the platform, which aims to help brokers quickly establish which lenders would consider offering a loan to a specific applicant.

The SmartrCriteria system was initially launched in 2019 for brokers searching for BTL and first-charge mortgages.

Since then, it has been extended to include bridging and second-charge mortgage products.

It retains nine years’ worth of data from the club’s mortgage support services and offers brokers criteria outcomes from more than 112 lenders.

Last year, Legal & General introduced its lender hub, allowing finance companies registered with the platform to update their criteria directly onto the system.

Phil Quinn, head of national accounts at Together (pictured above), said: “Looking for the best short-term finance options from lenders can be a laborious process for brokers, and the latest improvements to the system have been designed to make placing bridging cases quicker and easier.

“There will also be huge benefits for us in being able to see through the system what topics brokers are searching for in certain areas of the UK, for example, allowing us some really valuable insight for our sales and marketing teams. 

“We will also get great feedback from brokers using the platform, allowing us make adjustments and improvements to our criteria if necessary, so we know that we are providing advisers with the right tools to achieve the best possible outcomes for their clients.”

Danny Belton, head of lender relationships at Legal & General Mortgage Club, commented: “Bridging products play an essential role in supporting buyers through their purchase journey, and this partnership with Together means advisers can now access a broader array of short-term finance options through SmartrCriteria.”

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