Working with Carbon Neutral Britain, JLM has identified the carbon emissions involved in every house acquisition it completes, which amount to 0.338kg carbon dioxide equivalent (CO2e) per purchase.

This estimate covers all activities by every party in the process, from the time the client begins looking for a property, to their contact with a JLM adviser or AR firm and all dealings with those involved in the housebuying process, including estate agents, surveyors, solicitors, lenders and others.

Free of charge to the client, JLM will now offset 1000kg CO2e for each purchase completion to deliver a carbon positive mortgage application process. 

By doing this, all JLM purchase clients will be provided with a documented climate positive status and will receive a certificate to see how that carbon is being offset, the trees that are being planted, and the projects that are being supported.

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As a business, JLM is also offsetting its own carbon footprint, reversing all its impact on climate change through 2022 and in the years ahead. 

Sebastian Murphy, head of mortgage finance at JLM Mortgage Services, said: “Today we begin the process of ensuring the carbon emitted during the homebuying process is offset for every single purchase completion that JLM is involved with. 

“We are not just doing this by the amount Carbon Neutral Britain estimate is emitted during that purchase, but by significantly more, meaning JLM purchase clients get a carbon positive mortgage application process they can trust, and they can see exactly what is being done to offset the carbon resulted from their purchase case.

“Over the last year, the industry has talked a lot about the environment impact of our homes, what is required in order to meet the emission targets, and what both homeowners and we, as an industry, could and should be doing to support that. 

“We felt it was time to ensure that we backed up the talk with action, and not only will we be offering this free of charge to all purchase clients who use JLM for their advice, but as a business, we have moved to a carbon neutral status. 

“This is such a huge issue that it can seem overwhelming in terms of what we can do as both individuals and businesses within our marketplace. 

“However, there are positive changes we can make and we would urge all other businesses within our industry to explore what else they can be doing to also make those changes required.”