Hodge introduces short-term fixed rate on specialised residential investment product




Hodge has introduced two short-term fixed rates on its specialised residential investment (SRI) product, alongside a new five-year fixed rate and a longer-term variable option.

The bank has launched a two-year fixed rate of 5.85%, a three-year fixed rate of 5.99%, and a variable rate option at 3.25%/BBR in line with broker feedback.

The new five-year fixed rate option, meanwhile, is available at 6.25%.

Hodge’s SRI product is designed for portfolio landlords with four or more properties including houses, flats, MUBs, HMOs, and semi commercial properties.


Gareth Davies, head of business development for commercial lending at Hodge, said: “It’s been a tumultuous time in the commercial and residential property markets, so we’ve been talking with our clients and brokers about what they are currently looking for in a residential investment product and how we can best support them.

“The overwhelming feedback was that a short-term fixed product was needed - so that’s what we have worked to quickly develop, to be offered alongside the 5-year fixed rate offering.

“We hope the introduction of the new SRI rate options will provide brokers and clients with additional flexibility to support them in achieving their business goals.”

 

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