Highlights of the range for property investment include a 2.54% rate over base rate at 50% LTV, and a 2.84% rate over base rate at 60% LTV.
Atom bank also offers a range of fixed-rate commercial mortgages, with rates starting at 6.20%.
The reduced variable commercial rates are available now.
Tom Renwick, head of business lending at Atom bank (pictured above) commented: “Atom bank is a dedicated supporter of small businesses, so as the cost of funds have changed it is important to reflect that in our variable rate pricing.
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“With inflation continuing to fall, and speculation growing around potential base rate reductions, variable rates will continue to hold an appeal for business borrowers.
“However, while price is a crucial factor for brokers and their SME clients, so too is speed.
“Business borrowers need to know where they stand as quickly as possible, which is why Atom bank has made a significant number of improvements to our broker portal over the last year.
“This ensures that on average we are able to issue an AIP in just one working day after receiving a fully packaged application.”
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