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UTB provides £6.25m commercial bridge




United Trust Bank (UTB) has completed a £6.25m commercial bridging loan to refinance a large warehouse and trade counter in London.

The £11m property, currently let below market rent to a single, long-term tenant, includes a rolling tenant and landlord break clause.


The 60% LTV, 36-month loan gave the customer time to explore various asset management opportunities, including redevelopment of the site into a residential-led mixed-use housing scheme.

Interest payments are to be serviced from the passing rent, with a small shortfall to be rolled up to an interest reserve within the gross loan facility.

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