The 2025 awards ceremony — in association with Market Financial Solutions — will take place at 1:30pm at Ditton Manor, Berkshire.

This year’s theme is the Bridgington Ball. The stunning Ditton Manor will provide the perfect regal backdrop for this highly anticipated event.

Companies and individuals from the specialist finance market will be competing for 24 of the 26 awards, while the remaining two — Outstanding Contribution, and Lifetime Achievement — will be determined by B&C.

This year, we are launching a new category — Best Regional Bridging Lender of the Year — to celebrate the leading finance provider that has made a significant impact outside of London.

Online voting will open on Monday 3rd February.

Lenders and brokers that want to vote must register as a judge when voting opens on 3rd February.

To find out how the awards and judging process works, check out our B&C Awards 2025 Guide.

Voting will close on Monday 17th March.

Due to a limited number of seats available at the B&C Awards this year, we are already 60% sold out. We are expecting to sell out by end of February.

If you are interested in buying a table or ticket, or would like to know what sponsorship opportunities are available, contact Beth Fisher at [email protected] or Megan Goncalves at [email protected].

The full list of the B&C Awards categories and their descriptions can be found below:

The guidelines are intended to provide some clarity on how the awards are judged, but the list is not exhaustive — we expect in all instances for firms to go above and beyond in order to win an award.

Best Bridging Newcomer — Broker

A firm which has entered bridging in the past two years and has had a remarkable impact on the sector in that time. This broker must observe principles of TCF; have a whole-of-market, customer-focused approach; display innovation and support industry evolution; have great relationships with lenders and professional service providers; and true acumen when it comes to the product.

Best Bridging Newcomer — Lender

This lender must have entered bridging in the past two years and truly added value in what is a saturated market. Nominees must have a level of product innovation or development that sets them apart, or perhaps they have assembled an outstanding team, or invested in unique advances in technology and systems. Feedback from both the broker and borrower community must be exceptional and they need to be on the right side of industry evolution in bridging. Their standards and treatment of customers should be irreproachable.

Best Commercial Broker

Nominees in this category display a thorough understanding of the commercial mortgage sector and have excellent relationships with providers in the space. A penchant for the structuring of complex deals, identifying opportunities and working with lenders to progress products are all desirable attributes.

Commercial Lender of the Year

Supporting the beating heart of our economy, commercial mortgage providers help finance the growth of UK enterprise. These lenders display outstanding service to brokers and borrowers, understand the various opportunities presented within the differing subsectors and are striving to innovate and develop their offering to serve more borrowers’ needs. Often still seen as the domain of the high street, we would like to seek out those who are true specialists in this area.

Specialist BTL Broker of the Year

This broker will be offering landlords fantastic support during a particular volatile market, working with the client and leveraging their lender relationships to get the most competitive and flexible options. This brokerage understands the constantly changing requirements of landlords and what they require to finance their portfolios and react to ERC, tax changes, and other legislation.

Specialist Product of the Year

An accolade for the lender who is best in class for a specific product. This could be something which is unique and offers a new solution for both brokers and borrowers, or simply the exceptional execution of a product that is more widely available.

Best Development Lender

An outstanding development finance provider facilitating ground-up projects of any size, debt structure (including senior, stretched senior, and mezzanine), or equity finance solution. This lender must work closely with the broker and developer community to support residential and/or commercial projects. From fantastic customer service to flexibility and desire to consider any type of scheme — despite the current market challenges — this award is designed to honour the lender which has shown exceptional commitment to the sector and played a key part in accelerating its evolution.

Best Development Broker

Working with developers and finance providers, firms in this category understand the complexities of the debt stack and securing finance for projects and schemes. These brokers maintain a close relationship with all parties throughout the lifetime of the loan and its various tranches, managing expectations and progress to ensure a smooth path to completion and eventual sale.

Underwriter of the Year

Often relegated to behind the scenes, outstanding underwriters are critical to longevity in lending. These credit decision makers develop strong relationships with brokers and borrowers and ensure that cases are kept moving, displaying true understanding of their lender’s criteria, appetite, and areas of expertise, ensuring best outcomes for the client.

Best Bridging Broker

This is the broker who best exemplifies the expertise needed in placing and advising on bridging cases, observing the core hallmarks of speed, flexibility, and great service. This broker maintains contact with the lender and borrower throughout the loan and always has one eye firmly on the exit. This firm should represent the direction in which we all, as an industry, should be moving.

Best Surveyor

The more we hear of valuation being an art and not a skill, the more important it becomes to highlight exceptional providers in this area of professional services. Firms in this category must be surveyor firms that have offered great service and skill to the specialist finance market.

Best Specialist Finance Partner

Nominees for this category can be any firm that provides a fantastic offering that lenders or brokers cannot live without; the winner of this award will be a firm that truly keeps the wheels on the market turning. Technology companies, valuation panel managers, auditing businesses, funders, and recruiters can all be nominated in this category.

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Regulated Bridging Lender of the Year

Despite being regulated, first-charge residential bridging should still be fast, smooth, and efficient, making that auction purchase, chain break, or refurb opportunity a reality. This lender offers regulated short-term loans that are still personal and leave both the broker and borrower having had a fantastic experience.

Large Loan Lender of the Year

This award is for specialist finance lenders (across bridging, commercial mortgages, development finance, and BTL mortgages) that frequently provide loans of £10m and above. The winning finance provider will be comfortable working with brokers and their clients on big-ticket assets and have an expert team and a wealth of experience in the upper end of the market that brokers cannot transact business without.

Service Excellence — Lenders

Nominees for this award must put service and communication with brokers and borrowers at the forefront of their lending principles. Do they stick to what they have agreed? Are rates and fees clear and transparent from day one? Is documentation streamlined? Do they employ the use of tech for a better user experience? Is their treatment of customers consistent with TCF principles, and is borrower feedback positive? Do they listen to brokers and use this information to assist in innovating and developing their offering? Is the team knowledgeable, personable, and available? How do they treat default and extension cases?

Service Excellence — Brokers

A lot of emphasis is being placed on brokers’ qualifications, acumen, and level of advice given when it comes to unregulated transactions. We expect brokers to commit to service levels that are appropriate to the product and borrowers’ needs, every time. Nominees here will advocate for the client in all instances; display clear and consistent communication with all parties, including professional partners; work towards the seamless delivery of the deal in as short a time as possible; have the required relationships with lenders and other providers in the chain to achieve the clients’ objectives; be in support of the exit strategy and work with the client to ensure that their loan is repaid on time; operate whole of market and understand what is best and most suitable for borrowers at all times; and regularly contribute to the betterment of the wider industry by having open dialogue with providers, participating in events and media opportunities, and supporting the community through initiatives that deliver progress.

Best Specialist Distributor

As the specialist finance market grows, so does the need for distribution partners who really know their stuff. Taking the relationship side of things to another level, these firms understand lending criteria inside and out and work with introducers and lenders to create an unparalleled experience for all parties. These firms deliver packs that eliminate unnecessary back and forth and, crucially, they are experts at identifying problems and mitigating them in advance. As well as having access to volume, emphasis must also be firmly on the quality of these introductions and healthy success rates. Their solid relationships with mortgage and term providers and a thorough understanding of how the exit will manifest ensures that deals are in safe hands.

Best Solicitor

Professional advice is paramount in this market; working with a legal firm that specialises in this sector can make or break the overall success of deals. Here, we are looking for solicitors that respect the timescales often at play in bridging, communicate effectively with the borrower’s representation, aid the swift flow of documentation and signing, and know what to look out for when it comes to the risks specific to short-term lending.

Regulated Bridging Broker of the Year

This brokerage has adopted bridging as a mainstream offering and knows how to deploy it intelligently within a regulated framework, understanding how consumer clients can benefit from the product. The prevalence of bridging in the homeowner and landlord market is becoming more pronounced, but who is doing it best?

Best Specialist Bank

The options available to consumers and brokers from specialist banks are vast. Nominees for Best Specialist Bank are those that are truly challenging the products offered by the incumbent providers. Service, talent, innovation, technology, range of proposition, and pricing are all factors that put this lot above the rest.

Specialist BTL Lender of the Year

This lender will be offering something unique to the BTL market that is popular with brokers and landlords alike, giving flexible options to those that are not currently served by the high street so that they can embrace new opportunities. This finance provider constantly listens to the market’s needs in order to bring out products that suit the requirements of property investors during a time when they are actively modifying their portfolios and reacting to EPC and tax changes.

Lender Relationship Manager of the Year

It can be said that the right BDM, relationship director, head of sales, or key account manager can alter how a business is seen. Those who are out in the field are representing the very best that the lenders have to offer, creating partnerships that are long term and fruitful for all concerned. Personality and a thorough understanding of what their lender can and can’t do is paramount to being a contender in this category. Has this person changed how you work with the lender for the better and engendered you to work more with them?

Best Regional Bridging Lender of the Year

This award celebrates the bridging lender that has made a significant impact outside of London, demonstrating exceptional service, innovation, and growth within a specific regional market. Whether through enhancing their product offerings, building strong relationships with local brokers, or providing tailored solutions that meet the unique demands of their area, this lender has proven their value in serving clients beyond the capital.They are a key player in their region, consistently delivering outstanding support and playing a crucial role in the development of the local bridging market. Whether a rising star or a longstanding regional leader, this lender is a vital force shaping the future of bridging finance outside of London.

Bridging Lender of the Year

The big one. This lender may have dramatically changed their offering and service over the past 12 months, making them a stand-out contributor to all that is great about our industry and a beacon for its future. Or, it could be a lender who has stood the test of time, remains perennially supportive of brokers, has a solid offering and one which we could not imagine life without. You decide — but they must be the very best.

Outstanding Contribution

A B&C-decided award, we honour an individual who has worked in the market for a considerable amount of time and left/continues to leave their mark in more ways than one.

Lifetime Achievement Award

The Lifetime Achievement Award honours an individual who has made a lasting impact on the specialist finance industry throughout their career. This award recognises exceptional leadership, innovation, and commitment, with a focus on shaping the market and driving growth. This award celebrates a career that has left a remarkable legacy in the UK bridging market.