Designed for experienced investors and developers across key cities and regional hubs in England and Wales, the proposition is available to UK SPVs and offshore entities, offering acquisition, bridge-to-sale, refinance, equity release, and development exit loans from £1m to £5.5m.

The specialist lender can offer terms of up to 18 months and up to 70% LTV.

Borrowers can choose between serviced or rolled-up interest, with rates starting at 0.79% at lower leverage levels.

Introducers will receive tiered procuration fees between 0.5% and 2%, depending on the quantum introduced.

“Our new residential bridging product reflects our ongoing commitment to backing experienced borrowers with bespoke, well-priced capital,” said Matt Thame, founder and CEO of Cohort Capital (pictured above).

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“We’ve built a strong track record by acting quickly, structuring intelligently, and delivering consistency — even through market headwinds.

“This product is an extension of that philosophy and positions us to better serve the £1m–5.5m residential segment while continuing to support larger commercial real estate loans across the £6m–100m range.

“Our capital base, backed by retained equity and robust loan performance, gives us the flexibility to offer some of the most competitive terms in the market.”

To launch the product, Cohort completed a £2.79m equity release for a UK borrower, secured against a 2,275 sq ft Grade II-listed property in central London.

The 18-month loan will allow time for light refurbishment prior to resale.

The lender also provided a £3.86m facility for a BVI-based SPV, secured against a five-bedroom freehold townhouse in South Kensington, arranged as a 12-month loan to support liquidity requirements.

Since 2019, Cohort has deployed over £1.2bn across complex bridging, structured, and term finance transactions.