HTB cuts bridging rates by 10bps

HTB cuts bridging rates by 10bps




Hampshire Trust Bank (HTB) has cut monthly rates across its entire bridging finance range by 10bps.

With immediate effect, these changes apply to all bridging loan types, including residential and semi-commercial assets.

The reduction also applies to HTB’s heavy refurbishment project which recently increased to 75% day-one LTV, including enhanced flexibility on works funding.


Commenting on this most recent change, Alex Upton, managing director of specialist mortgages and bridging finance at HTB (pictured above), insisted that pricing matters, but this only worked if the fundamentals were solid.

“Whether it’s a portfolio refinance, a chain break, or a planning-led acquisition, brokers need confidence that the lender can move at pace, understand the details, and stay close to the deal throughout,” said Alex.

“We’ve made this change with that in mind.

“It’s about helping brokers place business more effectively while retaining the consistency and access they rely on.”

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