Nationwide is the lender to have unveiled the new offer, which requires a deposit worth just five per cent of the property's value.
A two year tracker, it carries a rate of 6.49 per cent.
Some fixed rate mortgages from the firm are also to go up to 95 per cent LTVs.
Last year, 100 and even 125 per cent LTV mortgages were available on the high street - before the credit crunch set in and mortgage firms became much more restricted in their lending.
Pre-crunch lending practices were recently described by John Varley, chief executive of Barclays, in a Sky News interview as "madness".
However, the recent restrictions on home loans have shut out many responsible borrowers who lack the necessary deposit out of the market.
Matthew Carter, divisional director of mortgages at Nationwide, said: "As part of our ongoing commitment to existing borrowers during these difficult times, we have introduced a new, higher, LTV tier.
"The new tier, which is available to Nationwide customers who are moving home and require additional borrowing, will ensure that they continue to benefit from a range of fixed and tracker mortgage options."
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