Details by more than 9,000 postcode sectors at the end of 2013 were published yesterday, where it has been compiled jointly by the BBA and the Council for Mortgage Lenders.
Commenting on the data, Richard Woolhouse, BBA Chief Economist, said: “This data covers virtually all personal loans and lending to SMEs across Great Britain, allowing anyone a view of the financial landscape in their neck of the woods.
“It’s vital for economic growth and investment that there is a good balance of lending everywhere. These figures show that this is happening.”
Richard added: “However, these numbers are complex and it remains very difficult to draw firm conclusions. This is the third time the BBA has released postcode lending data, demonstrating the banks’ on-going commitment to transparency.”
Lenders who participated in the personal loan datasets include Barclays, Lloyds Banking Group, HSBC, RBS Group, Santander UK, Clydesdale & Yorkshire Banks and Nationwide Building Society.
Lenders who participated in the SME lending datasets were Barclays, Lloyds Banking Group, HSBC, RBS Group, Santander UK and Clydesdale & Yorkshire Banks.
Collectively, these institutions account for about 60 per cent of bank lending to SMEs, 72 per cent of mortgage lending and 60 per cent of unsecured personal loan markets in Britain.
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