The news comes as the specialist lending brand revealed it had appointed Moises Cruickshank as its new southern business manager.
The new rates will see five-year fixed rates reduce by 0.4% and will now start at 3.99% to 75% LTV, while three-year fixed rates have fallen by 0.2% now starting at 4.09% to 75% LTV.
The new range will also offer five- and three-year fixed rate options to 80% LTV for standard buy-to-let property and rates to 75% LTV for houses in multiple occupation and multi-units.
David Whittaker, CEO of Keystone, said he was delighted to be able to get its five-year pricing down to sub 4% as it meant it could really compete on price as well as criteria.
“As there has been little difference in three- and five-year swaps of late, we decided to apportion the biggest reduction to the five-year fixed rates.
“This will give borrowers a longer period of security and save them the costs involved with having to remortgage sooner.”
Meanwhile, Keystone will hope Moises’ appointment can further increase its competiveness.
Moises will work alongside Phil Riches, head of sales, and Julie Priest, northern business manager, and brings 18 years of experience to the lender, including business development roles at Virgin Money and Crystal Specialist Finance.
“I can’t wait to get out and meet up with some old and new faces,” said Moises.
“Keystone’s unique product ranges really do fill a gap in the market, so I am excited to share the benefits with brokers and intermediaries.”
Phil added: “We are extremely pleased that Moises is joining us to help ensure we can service our growing intermediary base.
“We are already certain he will make a great addition to the team.”
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