The Judges


We are pleased to introduce this year’s eight judges who will have the final vote as to which nominees will be walking away with a coveted B&C Awards 2012 title.

The shortlisted nominees will have between April 26th and May 10th to deliver a personal testimony plus three broker (or lender, where appropriate) references for consideration by the panel. The judges will convene on May 10th to deliberate and determine the winners in each category which will be announced on June 11th during the ceremony.

So, without further ado…

Mo Mulki, Managing Director of Bridging & Commercial

Having graduated with honours as a Cosmetic Pharmacist, I found out that I was better making money than making narcotics in the lab. Consequently, I found my first job in the media sales industry in 1996 and launched my career in the exciting and fast-paced world of publishing and media sales.

I joined the mortgage intermediary market back 7 years ago where I headed-up the online version of Mortgage Introducer and then went on to launch Introducer Today. After leaving Introducer Today, I started Medianett and launched Bridging & Commercial, B&C Distributor and LoanTalk.

Many will know me as the man who can sell ice to eskimos, so, in retrospect, the decision to forgo a future in pharmacy turned out to be the right one.

Adam Tyler, CEO of the NACFB (National Association of Commercial Finance Brokers)

Adam started his career as an Engineering Officer in the Merchant Navy. After this, he worked for a number of years within the property market before becoming involved in financial services. This led inevitably into the Broker community where he spent a further 8 years as a regulated financial advisor specializing in the commercial finance industry.

After this time spent in broking he moved to the Royal Bank of Scotland where he worked for ten years as a regional development manager with a specialty in franchising. He joined the NACFB on secondment from NatWest in October 2005 and took over as Chief Executive in 2007. Since that time he has looked to increase the profile of all divisions of the Association and its members. Adam is married, lives in Devon and has 4 children.

Ray Boulger, Senior Technical Manager at John Charcol

Ray is 66 years old and has spent all his working life in financial services, starting with 5 years training with a firm of Chartered Accountants and then 18 years as a stockbroker. Ray joined John Charcol in 1989 as a consultant, then Technical Manager and now Senior Technical Manager for the last 14 years.

He was a founder member of AMI and has been a Board member since its inception in February 2003. He was Mayor of East Grinstead in 1983-4 and is married with 4 children and 10 grandchildren.

Principle functions include:
• Lender liaison, including product development and negotiation of exclusives.
• Advising John Charcol staff as appropriate on mortgage related matters, including interest rate and economic updates.
• Producing various best buy tables for internal use and external media.
• Extensive PR work with print and broadcast journalists, including frequent TV and radio interviews on BBC, Sky, CNBC etc on topical news issues relating to mortgages and the housing market.
• Frequent speaker at Conferences.
• Contributing regular columns to Money Marketing, together with ad hoc articles for other publications as required.

David Whittaker, Managing Director of Mortgages for Business

David founded Mortgages for Business in 1990 and has twice been President of the National Association of Commercial Finance Brokers (1994 and 2001), the trade body that promotes best practice and self-regulation in the commercial finance industry.

Forthright and knowledgeable, David is often ask for his views by both the national and trade press is a regular speaker at industry events. In 2009 David's work within the industry was recognised by Business Moneyfacts when he was presented with a Lifetime Achievement Award.

Terry Pritchard, Professional Exec and Non Exec Director in the FS Industry

Terry's career started with a brief spell in the RAF, (no, not Bomber Command) as a serious Musician and an Officer Cadet for 2 years. Following a number of attempts at making the "big time" he realised that this path was never going to work and convinced an uninformed AVCO Trust that he could pass muster as a Trainee Branch Manager, which he did for the next 2 years before joining Security Pacific then Countrywide where he became Regional Director for Financial Services.

On resigning from Crusader Insurance in 1992 he had run most departments and at the peak was looking after over 600 staff.

For the next 16 years he ran Chase UK Corporation Ltd, one of the largest Mortgage Administrators in the country, plus their direct to market division. At its peak, Chase had a recorded turnover with its group companies of close to £8 million per annum.

In 2006, he joined Edeus as Director of Packaging. After their subsequent closure in 2008, Terry has had a number of contracts including Key Retirement Solutions, Charterhouse and Alt FS. He has now settled as a Director of several directly and non-directly linked companies in the FS and technology fields. His most recent appointment is as MD of Charterhouse Global Capital a merge and rebrand of PWF where he says he will have the "most fun he can" whilst building another business from the ground.

Graham Allen, Sales Director at Commercial Money Matters

Graham has worked in the UK finance industry since 1980 and for over thirty-odd years has provided consultancy services in areas of mortgage product design and to SME companies and the wider industry.

He has also been managing director of Commercial Money Matters, a commercial master broker, for close to 22 years.

In addition, he acts as chair of the Commercial Funding Alliance and is a volunteer UK ambassador for Mines Advisory Group, an international charity based in Manchester.

James Prosser, Show Director for Clarion Events

James Prosser has over 11 years’ experience in the mortgage sector, having been publisher of Mortgage Solutions magazine, commercial director of Incisive Media’s mortgage division, and currently working as show director of the Mortgage Business Expo.

Having transitioned a monthly magazine to weekly format, launched regional industry events and been the driving force behind The Legal & General Mortgage Club Awards and Equity Release Awards, Prosser recently spent a year as an insurance advisor to broaden and develop his knowledge of the financial services industry.


Paul Aitken, Founder and Chief Executive of borro

February 2012 saw the company launch in the US. In 2011, borro won an International Business Award and Alternative Lender of the Year at the Credit Today awards.

Prior to founding borro, Paul was the founder and Managing Director of Movota, a provider of interactive mobile solutions to Europe’s leading TV and Radio broadcasters. He sold Movota to Bertelsmann in 2005. In 2007 he was the CEO through the successful sale process for an online video editing business backed by Benchmark Capital (eBay, Bebo, Betfair).

Paul is a prolific traveller, socialiser, and attends many sports and music events. Cycling, skiing and scuba diving also fill his time.

Paul also holds an MBA from IMD, Lausanne, Switzerland.