Albatross launches eight specialist products in major commercial lending expansion

Albatross has launched eight new commercial finance products, less than a year after entering the commercial market.

The new Albatross commercial suite comprises Albatross Consolidate, Albatross Stabilise, Albatross Expand, Albatross Scale, Albatross Bespoke, Albatross Yield, Albatross Mixed-Use and Albatross Third Party, creating dedicated funding routes across owner-occupied businesses, commercial investment, mixed-use property and third-party security.

The lender has used the cases coming through its team, alongside broker feedback, to identify recurring funding requirements and shape the next stage of its offering.

Across the new suite, facilities range from £50,000 to £8m, with terms up to 36 months available on selected products.

Albatross Consolidate provides commercial debt consolidation for fundamentally sound owner-occupier trading businesses, enabling multiple secured or unsecured facilities to be brought into a single first-charge structure.

Albatross Stabilise is designed for viable owner-occupier businesses that need time to build the trading history required for a mainstream refinance, with terms available up to 36 months.

Albatross Expand supports established owner-occupiers looking to fund growth, whether through equity release from existing premises or funding towards the acquisition of an additional trading site.

At the larger end of the range, Albatross Scale provides facilities from £2m to £8m for established, profitable owner-occupied businesses requiring larger specialist funding.

Albatross Bespoke provides individually structured finance for fundamentally sound owner-occupied deals that fall outside the standard product range, including unusual circumstances, mixed purposes or complex structures.

Albatross Yield provides asset-led bridging for income-producing commercial investment property, while Albatross Mixed-Use provides a dedicated route for mixed-use and semi-commercial assets.

Completing the suite, Albatross Third Party provides cashflow lending to qualifying limited companies where suitable unencumbered residential property can be provided as third-party security.

“The market’s response gave us the confidence to go further” said Lewis Casserley, co-founder and principal of Albatross Lending Group (pictured above, right).

“When we launched into commercial lending last year, the intention was never to stand still.

“The take-up we’ve seen has been extremely encouraging and has reinforced our belief in the opportunity for Albatross in this market.

“This isn’t simply a criteria refresh; we’ve built eight clearly defined specialist products, each responding to a distinct commercial funding requirement we’re seeing through our broker network.”

Jordan Fearnley-Brown, co-founder and principal of Albatross Lending Group (pictured above, left), shared: “This expansion isn't just about adding products, it's about giving Albatross the range to say yes to a much wider set of commercial cases, without diluting how we underwrite them.

“As we grow, we're focused on protecting what we believe makes Albatross different.

“We're obsessed with the customer journey and with giving brokers an experience that feels like a breath of fresh air in the lending market; direct access to decision-makers, clear communication and a team that genuinely takes ownership of getting a deal through.”