David spent over ten years at the Financial Services Authority (FSA), including a stint as the body’s COO and managing director.

He also spent 14 years at PwC as a partner, focussing on conduct and culture, in its financial services risk and regulatory practice.

During his time with PwC, David worked with traditional financial services providers through to fintech start-ups, and also led the firm’s work on the implementation of the FCA’s consumer duty and was a member of the ICAEW’s conduct risk committee.

The firm also recently appointed Nicola Tunney as chief people and operating officer, and James Briggs as intermediary sales director.

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Commenting on his appointment, David said: “I am delighted to be joining Afin Bank at the start of its journey, helping to shape a financial services provider that genuinely wants to do things differently and make mortgages accessible to a vital group of consumers who are currently poorly served in the UK.

 “From my experience with the FSA, as well as advising new and established businesses at PwC, I bring a unique perspective on the commercial and regulatory challenges and regulatory requirements facing new banks.

“I look forward to working with Afin Bank to help build its strategy and operate effectively in the UK’s highly regulated environment.”

Jason Oakley, CEO at Afin, added: “This is an important addition to what is already a highly skilled and experienced Board at Afin Bank.

“David’s knowledge and insight will be invaluable as we prepare Afin Bank for full launch next year.”