Hope Capital records strongest quarter to date as it celebrates 14th anniversary

The lender has also said that by mid-September funding volumes had already matched the whole of 2024, with the 2025 total on track to be 32% higher than that of the previous year.

Hope Capital saw refurbishment loans increase by 71% compared with the same period last year.

Loan completions have also risen by an average of 40% in each quarter versus 2024.

Since December, the lender has recorded a 61% reduction in default loans.

Jonathan Sealey, CEO at Hope Capital, said: “Looking back to when I launched Hope Capital in 2011 — when I used my own savings to rent a small office, borrowing a desk and chair from a friend and picking up a basic Nokia phone to get started — I could never have imagined how far we’d come. 14 years on, to be celebrating the results we’ve achieved in Q3 is something I’m incredibly proud of.

“The industry has become significantly more competitive since then, and I’m often asked how we differentiate ourselves from our competitors. It’s very simple: it’s our team, who all work incredibly hard to deliver on the service we promise. Not forgetting all the stakeholders we’ve worked with over the years, who have undoubtedly become part of Hope Capital’s success.”

Kate Cowan, CFO at Hope Capital (pictured above), added: “This has not just been a defining quarter for Hope Capital, but an incredibly successful year.

“Our continued growth has been driven by the strength of our funding relationships, the dedication of our exceptional team and the ongoing support from our trusted broker partners.

“We’re in a strong position to build on this momentum, as we’re on the verge of announcing a major development that will mark an exciting next chapter and, without a doubt, will have a significant impact on the market.”