Orca launches comprehensive P2P lending guide

‘Peer-to-Peer Lending Investor Guide: Innovating an Ancient Credit Model’ has been published on Orca’s website and is free to download.

The authors – Samantha McBride (director of Orca) and Iain Niblock (co-founder of Orca) – were motivated by the lack of accurate and detailed research available providing insight into the market, which is currently growing in favour with retail investors, but often suffers unjust stigma from the broader investor market.

Orca’s analytic service has recorded a new milestone for the asset class in October: £11bn cumulatively lent, all-time in the UK.

With over 200,000 active investors and 30% of market share attributed to institutional investment, UK P2P lending is maintaining its growth trajectory and is set for a market value of £15bn by 2020.

In the year to date, £3.4bn has been invested across P2P lending platforms, which is over £100m more than the total lent in 2016.

Samantha said: “This is an exciting time for the P2P industry.

“We have now surpassed the £11bn cumulative lending mark in the UK, with half of that coming from the past 18 months, and are witnessing growing diversity in the marketplace.

“With the industry poised for further growth, we decided to write this guide in the hope of supporting P2P investors and potential investors to better understand the asset class, by highlighting the benefits and – perhaps more importantly – the risk, while dispelling some commonplace myths.”

The ‘Peer-to-Peer Lending Investor Guide’ aims to paint the full picture of P2P lending, tracing its history right through to the potential it offers moving forwards.

A select few headings include: 

• What Is P2P?
• The UK Landscape
• Mega Trends
• The Future of FCA Regulation.