Roma Finance introduces new commercial mortgage proposition

Roma Finance has launched a new commercial mortgage proposition, extending its long-term funding capabilities following its forward flow agreement with JP Morgan.

The new offering provides funding of up to £2m, and is designed to support property investors, trading businesses and OpCo-PropCo structures across England, Scotland and Wales.

Rates are available from 7.1% with lending up to 70% LTV, with fixed-rate options and longer-term funding solutions designed to support both investment and owner-occupied commercial property requirements.

The launch marks a further step in Roma’s expansion into long-term finance, enabling the lender to take customers along the full property investment journey in both residential and commercial sectors.

To support the proposition, Roma established a dedicated commercial underwriting team earlier this year to strengthen the company’s underwriting expertise and enhance support for property entrepreneurs operating in the commercial market.

Michael Allison, commercial director at Roma Finance (pictured above), commented: “This launch is a natural progression for Roma as we continue to build our market share and long-term lending capability following our agreement with JP Morgan.

“We’ve always focused on supporting our property professionals and investors throughout different stages of their property investment journey, so being able to offer commercial mortgages alongside our bridging and development products strengthens that approach.

“In practical terms, it means we can stay with customers for longer — whether they’re buying an investment property, running a business from the premises or working through a more complex structure.”