Ultimate Finance hits record £430m loan book in H1 2026

Ultimate Finance has delivered a record H1 2026, reaching a £430m loan book on 30th June 2026, up 21% year-on-year.

With strong contributions from every product area, the group also delivered £153m of new facilities in H1, its highest ever half-year total.

At the end of June, the loan book comprised working capital (£165m), asset finance (£165m) and bridging finance (£100m).

The bridging finance arm of the business delivered £50m of new business in H1, up 19% on H1 2025, with the loan book closing June at £100m, up 10% year-on-year.

It also launched its semi-commercial bridging loan, offering short-term funding of up to £4m for properties combining residential and commercial elements.

For working capital, the loan book total was £165m at the end of June, up 19% year-on-year, with new business facilities of £38m, up 10% on H1 2025.

Growth was supported by larger average facility sizes, with the YTD average facility size increasing to £679,000, up from around £500,000 in H1 2025.

In H1 2026, Ultimate Finance welcomed 21 new colleagues, including Kareena Talbot as head of operations for bridging finance, Simon Smith as regional director within its bridging finance team in Scotland, Lisa Clarke as working capital relationship manager and Hayley Adcock as head of business support within asset finance.

Ultimate Finance’s CEO Josh Levy (pictured above) said: “We’ve delivered our strongest first half yet, with £153m of new facilities and a record loan book of £430m. That reflects the consistency of our execution, the strength of our introducer partnerships and the progress we’ve made in developing our product propositions.

“We’ve continued investing in our product propositions, our people, our technology and our service delivery, so introducers can support more clients with funding that fits.”