The following changes will take immediate effect: 

• enlarging its maximum LTV to 75% for all loan sizes up to £15m
• reducing minimum ICRs to pre Covid-19 levels for all deals
• recommencing lending on holiday lets.

Marcus Dussard, sales director for specialist mortgages at HTB (pictured above), said: “Throughout the last few months, we have been steadfast in support for our brokers. 

“To all intents and purposes, we have been operating a full service, albeit with some changes to our appetites. 

“I’m excited the changes announced today which mean we can continue to support the market from the front.”